RBA Holds Steady at 3.6%: Your Strategic Opportunity
- Joean Soliman
- 2 days ago
- 2 min read
The Reserve Bank of Australia (RBA) has made its final decision for the year, holding the official cash rate steady at 3.60%.
For many, this might signal a market that’s stabilising. At Calla Property, we see it through a different, data-driven lens: This is the calm before the next acceleration. What's behind this decision is the recent shock uptick in inflation. Once this settles down, interest rates are likely to start declining again.
Our Strategic Takeaway for Investors
Our analysis confirms what the market has been doing all year—showing remarkable resilience. With annual price growth consistently strong (around 9%), demand remains firm and supply is tight.
This current period of stable interest rates offers a crucial advantage for strategic investors. Here’s what this pause truly means for your wealth strategy:
Steady Borrowing Costs: Your holding costs are stable for the moment, allowing for clear financial planning and property acquisition.
Market Consolidation: This is likely the final quiet window before significant rate cuts arrive (expected in early to mid-2026).
The Coming Surge: Once the RBA begins to ease rates, the influx of market confidence and increased borrowing power will push property prices higher, faster. Investors who secure high-performing assets now will maximise their capital growth the moment the cycle turns.
The time for forward-looking action is now. You want to be positioned and settled well before the competition floods back in anticipation of rate relief.
Let's Position You for the Next Cycle
At Calla Property, we don't guess—we research. Our award-winning methodology allows us to identify the right locations and properties that align with your long-term goals, ensuring you’re ready to capitalise on the next upswing.
If you’re ready to leverage this current market stability to secure your next high-performing asset, book a 15-minute introductory call with our team.
Calla Property Insights is the award-winning research methodology developed for over 20 years that we rely on to consistently identify the right property in the right place at the right time—Australia-wide.
We're here to guide you, from strategy to settlement, and beyond.
To your long-term property success,
The Team at Calla Property
76 Berry St, North Sydney, NSW, 2060
Do you have any questions? Call us at:
+61 407 465 850 | +61 482 080 189
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