Money plays a crucial role in our lives, yet many schools overlook teaching children about financial literacy. In today's fast-paced world, where financial skills are vital, it's surprising that this topic isn't a core part of education. To encourage lifelong good money habits, children should understand fundamental concepts like budgeting, spending wisely, and saving.
In our high-tech world, children often encounter "invisible money" through credit cards and contactless payments, rarely handling physical cash.
This can lead them to perceive money as limitless, contributing to the high credit card debt seen among young adults who don't realise it's borrowed money. Introducing children to the value of money can be seamlessly woven into daily routines such as visiting ATMs, shopping for groceries, providing pocket money, and handling bills.
Children can begin learning about finances at various stages of development; toddlers can grasp the distinction between needs and wants, while elementary school-aged children can learn to compare prices and make thoughtful decisions.
For high school students, lessons in budgeting and comprehending paycheck deductions can be incorporated. By instilling practical financial skills early on, we can cultivate financially literate individuals adept at managing in our money-focused society.
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