So another financial year has come and gone. Was 2016 the year that you were going to invest in property and ensure that you were on your way to being set up in retirement and pay less tax? Have you been saving for a deposit and instead of putting it into property, you’ve just paid a stack of bank fees to keep it sitting in an account for you.

 It’s not too late!

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What are the pros and cons of buying new property over established?

We are often asked this question and everyone will have their opinion on it. Should you invest in an established property that you can add value to or a new property that will give you immediate tax benefits?

There is no ‘right’ answer, just pros and cons to each. The ‘right’ answer depends ultimately on each investor’s financial goals and lifestyle.

Three key reasons to invest in new property –

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The main question we get asked is ‘where do you recommend to invest?’

Most people expect a simple answer such as a particular city or area. The truth is choosing the right location to invest in is much more complicated and involves a lot of research.

It is important to understand that if you choose the right location then that will do a lot of the heavy lifting for your property investment success. However, not only do you require the right location for success but you also require the correct ‘investment grade’ property.

I’ve been working on a Property Research Methodology for over 15 years. This is what I use to assess whether a property is truly investment grade. With education and experience in most aspects of property, investment, planning and lending, I help my clients invest in the best property in the market.

I recommend following my developed research methodology to help in finding a property that is going to outperform the market.

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Mortgage Offset Accounts


An offset account is a transnational bank account that is linked to a home loan mortgage account. The home loan mortgage account that it is linked to can either be for residential or investment purposes. You can only link one offset account to one loan account. One offset account cannot provide interest benefits to multiple loan accounts.

The offset account is a tax effective way to reduce the amount of interest that you pay on your home loan. It is tax effective because unlike traditional savings accounts, the interest benefit provided is not taxable by the Australian Tax Office.

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Consider these realities…

Longevity

We are living longer healthier lives.

“I guess it all started about a month ago when I went to see my doctor.

He said I’m probably going to live to be 100.

I’m only budgeted to live until I’m 80.

Don’t you see? I’m living on a fixed income.

All of a sudden, I’m afraid.

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Changes to the Stamp Duty laws mean that investors will no longer receive discounts on Stamp Duty.

The Victorian Government has recently announced changes to stamp duty. Under the current law, all investors purchasing off the plan properties benefit from stamp duty discounts. However, this will no longer be the case under the new legislation.

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We’re excited to announce that Susan Farquhar from Calla Property has been nominated in The Property Investor’s ‘Australia’s Top Ten Property Specialists’. This is an award that recognises the outstanding contribution made by individual Australian property Experts who have collectively shaped the built environment across the country over the past twelve months.

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INVESTORS LOSE $800M !!!

Bad news right?

Well actually the changes aren’t very ‘changed’, more slight modifications.

There are two main areas that will be affected, Negative Gearing and Depreciation.

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Sydney, Melbourne and Brisbane are the three biggest investing hubs in Australia, however according to Core Logic, the city that is achieving the highest rental yields is Brisbane.

As at July 2016 Brisbane’s rental yields were sitting at 4.3% per annum, whilst Sydney and Melbourne were at 3.1% and 3.0% per annum.

This means, if you purchase an investment property at say $600,000 for example, you would receive the rental value of:

Brisbane: $496 rent p/w

Sydney: $358 rent p/w

Melbourne: $346 rent p/w

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Calla Property has just been awarded a place in the ‘Top 75 Investment Blogs and Websites for Property Investors’ roll of honours.

We are very proud to announce that we came 60th internationally and 18th in Australia.

We love bringing news, tips and inside property information to our clients and it’s great to be recognised on the following criteria:

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