Investing in property is one of the best ways in which we can achieve ‘passive income’. Passive Income refers to earnings that an individual can derive from an enterprise he or she is not materially involved in. Essentially, it is money earned regularly with little or no effort on the part of the person receiving it. By investing in property, we can direct funds earned here towards other tasks and responsibilities within our lives. Tasks such as funding your child’s education can prove difficult for many, but through the power of property investment, we have options.

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At Calla Property, we understand the significance of getting the location right when it comes to investing in property. We have developed a research methodology, Calla Property Insights to help us identify the best investments in the country.  Our Macro Analysis identifies the geographical regions that are forecast to experience strong capital growth.

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If you are new to the property investment space, no doubt you will have many questions you’d like answered! Questions like ‘How much should I invest?’, and ‘Where should I invest?’ are just a couple of the most pressing queries.

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Here are recent home loan market developments to keep you updated. Self Managed Super Fund lending update Another one bites the dust with the Westpac group announcing that they will stop lending in the SMSF space. The bank advised that SMSF lending will be no longer available from 31st July 2018 to the Westpac brand […]

Click below to listen to Susan Farquhar’s chat with Perth Tonight’s Chris Ilsley raising the question; ‘Should our laws change to ensure that tenants feel they also have a home, even if it’s not technically theirs?’

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Australia, it’s time to question your sources. We live in an age where media outlets face shrinking budgets and are forced to rely on their sources for facts and opinion to provide content. The problem is that fact and opinion are often hard to distinguish and facts aren’t always checked.

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So another financial year has come and gone. Was 2016 the year that you were going to invest in property and ensure that you were on your way to being set up in retirement and pay less tax? Have you been saving for a deposit and instead of putting it into property, you’ve just paid a stack of bank fees to keep it sitting in an account for you.

 It’s not too late!

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What are the pros and cons of buying new property over established?

We are often asked this question and everyone will have their opinion on it. Should you invest in an established property that you can add value to or a new property that will give you immediate tax benefits?

There is no ‘right’ answer, just pros and cons to each. The ‘right’ answer depends ultimately on each investor’s financial goals and lifestyle.

Three key reasons to invest in new property –

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The main question we get asked is ‘where do you recommend to invest?’

Most people expect a simple answer such as a particular city or area. The truth is choosing the right location to invest in is much more complicated and involves a lot of research.

It is important to understand that if you choose the right location then that will do a lot of the heavy lifting for your property investment success. However, not only do you require the right location for success but you also require the correct ‘investment grade’ property.

I’ve been working on a Property Research Methodology for over 15 years. This is what I use to assess whether a property is truly investment grade. With education and experience in most aspects of property, investment, planning and lending, I help my clients invest in the best property in the market.

I recommend following my developed research methodology to help in finding a property that is going to outperform the market.

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Mortgage Offset Accounts


An offset account is a transnational bank account that is linked to a home loan mortgage account. The home loan mortgage account that it is linked to can either be for residential or investment purposes. You can only link one offset account to one loan account. One offset account cannot provide interest benefits to multiple loan accounts.

The offset account is a tax effective way to reduce the amount of interest that you pay on your home loan. It is tax effective because unlike traditional savings accounts, the interest benefit provided is not taxable by the Australian Tax Office.

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