Have you ever thought about writing down your essential tips for life to hand down to your kids, to help them on their way? 

I mean, not just about the ‘meaning of life’, but more the practical side of life. How they can build themselves a secure financial foundation that will set them up for a very comfortable life!

Well, we at Calla Property have started that list for you and we are really happy to share it.

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What does this mean for Sydney’s already over-inflated property market?

Two weeks ago, we met with a young couple who live and work in Sydney and want to buy their first home in Sydney.  They’ve been married for a few years and plan to start a family in the next year or two. After months of going to auctions in Sydney and being forced out of the bidding they started to look elsewhere and entertained the idea of buying in the Central Coast region.  They had a bad experience with a property shark in Gosford and came very close to buying a property well over-valued.  They came to see us, frustrated yet hopeful we could find them a good property in Sydney that they could live in.  Sadly, we weren’t able to help them and yesterday’s news of the RBA cutting the cash rate is just more bad news for them. Even with a deposit of $110K they will not be able to get into the Sydney home market.

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Applying for your first home loan can be a daunting task and I’m often amazed at the preconceptions people have about lending policy.  So what do you need to know and what are the banks looking for?

Lending policy falls into two main areas – 1. Security and 2. Serviceability.

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One of the things that I love most about running a successful company like Calla Property is the opportunity to give back to those less fortunate in the world. Not a day goes by where I don’t feel incredibly lucky and grateful for this privileged life I lead.  No matter how bad things get, no matter how overwhelmed I feel, I know that my life is infinitely easier and more abundant than most in the world.

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Are you thinking about becoming a property investor? It’s incredibly important to approach buying an investment property in a different way than buying a home. Here are 3 important considerations for anyone looking to invest in property.

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The path to investment property ownership can be long & daunting. Find out the crucial aspects of property investment and how we at Calla Property can help you negotiate those aspects in a hassle free way.

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Last week the Calla Property Team went to Brisbane for the week.  We met with property clients as part of our due diligence and are very pleased to report that we have some more fantastic investment stock for our clients. We visited a number of sites and show rooms ranging from small boutique developments of 20 apartments to full master planned, beautifully landscaped, amenity rich developments.  I am very excited to be able to offer this new stock to our valuable clients.

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We’ve all heard lots of advice about property investing but there are a few common phrases that keep coming up and recently I’ve had a bit of time to reflect on them.

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It would seem that there are many clients who are still wary about buying ‘off the plan’.  This seems to come largely from a number of developers who were unscrupulous during the boom period prior to the GFC.  By and large, the GFC has flushed out the unsavoury operators.  The businesses that were able to withstand the assault of the GFC, especially in the construction industry, for the most part, were good businesses prior and are still strong businesses today.

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“9 years ago I took the plunge in buying my first Sydney property, a modest 2 bedroom apartment in Alexandria. I remember procrastinating for at least 2 years before I made that decision, thinking I didn’t have enough deposit and coming up with all sorts of excuses.  In 2012, I sold the apartment, but I regretted delaying the decision to buy as all my fears back then turned out to be completely unfounded.  If you’re looking to buy your first home and you have some doubts, I suggest you talk to the experts to get a different perspective and to demystify potential misconceptions.”

                                                                                                                             – Chen, aged 40

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